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Mortgages Explained
Moving home can be a daunting experience so we've provided some useful information that will not only help you better understand the process but also the different types of mortgage products that might be available to you.
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| Helping first time buyers onto the property ladder |
| First time buyers have never faced such a daunting task – not just with rising house prices, but now with the increases that have been made in bank rates. But, perhaps surprisingly, many are making it onto the property ladder – thanks to an increasing number of financial options open to them. This article explains more. read more.. |
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| How do you find the right mortgage? |
| When it comes to what is in most cases our biggest monthly outlay of money, many of us simply shrug our shoulders and pay. Interest rates rise and so do our mortgage payments, we complain about it, it appears on the news, but can we really do anything about it? read more.. |
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| How to make sense of house price surveys |
| If you’re thinking of buying property as an investment, or moving into a new area, house price surveys can be an invaluable aid. But with so many available, which ones do you believe – and how do you make sense of them? Here’s a quick guide to what they’re all about. read more.. |
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| Moving your mortgage? |
| More and more people are moving their mortgages: remortgaging, as the industry call it. For some people this is to raise money by releasing some of the equity in their home – that’s the added value, which has built up in the property since they first took out the mortgage. But for an increasing proportion of remortgagers, the aim is to reduce their monthly payments or overall costs, by switching to a better deal. read more.. |
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| Buy to Let - Top 10 tips |
| Becoming a private landlord should not be seen as an easy way of making easy money. It can be risky and complicated - it can also be very time consuming. That said, having a second property to let to tenants could reap considerable financial rewards over time. Check out our top 10 tips for Buy to Let. read more.. |
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Your propertyhome may be repossessed if you do not keep up repayments on your mortgage.
You can choose how we are paid for mortgages; pay a fee, usually 0.5% of the loan amount, e.g. £500 on a £100,000 mortgage, or we can accept commission from the lender.
The Financial Services Authority (FSA) does not regulate some forms of buy to let mortgage. |
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